Another deal to use to save more on shoes!

$20 off any $50 or more order at Shoebuy.com when you pay with Moneta.

What is Moneta?

Why Should I use Moneta?Moneta is a safer way to pay online. When you send your personal information such as credit or debit card information to merchants online, it’s hard for you to know how they are securing your data. When you setup your Moneta account, we verify your account with your bank directly; so you are ready to go shopping online knowing the funds will be paid from your bank account. By paying with Moneta, the merchant never receives or stores your account information. The merchant gets paid and you get going with your purchase. You can check your bank statement to verify the Moneta payment posted correctly, just as you would a paper check payment. In addition to security, Moneta makes online checkout a breeze. You never have to look for your bank cards or key in lengthy account information; you simply enter your Moneta username and password, then verify the purchase amount. Moneta is a faster, simpler way to pay online.

How is Moneta different from using a credit card for online purchases?Moneta is completely different from using a credit card because it is a debit-only form of payment. This means you now have the choice of paying-as-you-go with the money you have available in your checking account rather than going deeper into debt with a credit card. With Moneta, you will never pay any interest fees, annual fees, or any fees whatsoever.

Why use Moneta for debit transactions? Why not use my bank-issued debit card with the MasterCard or Visa logo?Using a debit card with a MasterCard or Visa emblem requires that you type in your card number, expiration date and security code every time you make a purchase. Using Moneta allows you to avoid entering personal payment information every time. All you use is your Moneta account ID (which can be the same as your email account) and your password. In comparison with debit or credit card data entry at the merchant site, using Moneta provides consumers with greater protection against potential security threats from sending sensitive account information across the Internet in real-time.

How do I know Moneta is safe?Moneta maintains the highest standards in online security, utilizing both proprietary, patented technology and the U.S. Federal Reserve Bank. Each purchase is settled through the U.S. Federal Reserve Bank, which monitors the entire Automated Clearing House network (the same network used by all banks to handle checks).

How are my transactions processed?Once you are enrolled in Moneta, you can choose to pay with Moneta and have the funds automatically debited from your bank account. During the enrollment process, we verify your bank account as being valid, then you are ready to use the system. On a merchant’s website, you simply choose “Moneta” as your payment choice. You will be asked for your Moneta username and password and within seconds your purchase is authorized and approved. Moneta transactions appear on your bank statement the same way as if you wrote a check.

Why should I support retailers using Moneta?Retailers like us because we don't charge them high transaction fees like credit cards and PayPal both do. Retailers can pass on these savings to customers in the form of lower prices and incentives.

Will my Moneta account ever expire?No. Unlike credit cards, which can expire and leave you with the hassle of updating your information, your Moneta account never expires.

What does the name mean?Latin teachers across America are smiling. "Moneta" is Latin for "money."